Financing Options and Insurance Coverage
Here at Eastern Virginia Oral & Maxillofacial Surgery, our fees vary according to the type and the extent of the treatment you require. All financing arrangements will be openly discussed during the time of your consultation visit. If you provide us with your current medical and dental insurance information and cards, we will file your claims for you. Surgeries will be pre-authorized, and estimates of co-payments, deductibles, and balances due will be advised. Payment arrangements may be made if necessary, and we accept MasterCard, Visa, and Discover for your convenience.
Insurance Coverage for Treatment
Insurance coverage varies significantly from company to company, even within the same company according to individual patient plans. Plans may vary as to procedures covered (or excluded), plan deductibles, percentage paid, limits of coverage on office visits, x-rays, anesthesia, and maximum coverage.
Our office, as a courtesy to our patients, will try our best to estimate what your insurance will pay. We encourage you to contact your insurance provider to confirm your level of benefits for surgery in our office. However, any balance is your responsibility – whether your insurance company pays or not.
Hopefully, we have reviewed your procedures and fees early. Our office will do its best to assist you with your insurance consideration. However, we do not provide our services on the basis that insurance companies will pay all of our fees. All financing obligations for treatment rendered to you are your responsibility. Our office appreciates the frank discussion of services and fees prior to any treatment to avoid misunderstanding.
Participating Insurance Providers
Participating Insurance Providers
If we do not participate with your particular insurance, we can still file your claim for you. We also accept CareCredit for patients who need financing.
How to Pay With Insurance
If we participate with your insurance company, we will accept your payment from them as payment in full, except for any co-pay or deductible amounts. If we do not participate with your insurance company, you are responsible for the payment, regardless of any insurance company’s arbitrary determination of usual and customary rates.